LOAN RATES 

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VEHICLE LOANS
Rates vary based on credit performance

Term:

Model Year: 
New - 2016

Model Year:
2015 - 2013

Model Year:
2012 - 2008

Model Year:

2007-2003

36 months 1.99%-18.00%APR* 2.49%-18.00%APR* 3.99%-18.00%APR* 4.49%-18.00%APR*
48 months 2.49%-18.00%APR* 2.99%-18.00%APR* 4.49%-18.00%APR* 4.99%-18.00%APR*
60 months 2.49%-18.00%APR* 2.99%-18.00%APR* 4.99%-18.00%APR* n/a
72 months 2.99%-18.00%APR* 3.99%-18.00%APR* n/a n/a
84 months 3.99%-18.00%APR* n/a n/a n/a

VEHICLE GAP PROTECTION

(GAP)  Guaranteed Asset Protection - GAP Advantage covers the "gap" between the vehicle's value and the amount you still owe, including the insurance deductible.  GAP Advantage also provides you with a $1,000 credit towards the financing or lease of a replacement vehicle if you finance at the credit union.  $225 one-time fee for cars, light trucks, motorcycles, and jet skis.

ATV LOANS

2.00% APR* above car loan rates

FIRST MORTGAGE 

10 Year - 3.00% APR*

15 Year - 3.75% APR*

20 Year - 4.25% APR*

30 Year - 4.75% APR*

 HOME EQUITY
  Variable Rate

 2nd Mortgage
 Fixed Rate

 Prime + 0% APR* & No Fees**


  Currently 4.00%*

 

SHARE SECURED LOANS

Call for Current Rate

VISA CARDS

No Annual Fee

10.75% APR*

PERSONAL LOANS

Rate based on Credit Performance

8.00% - 18.00% APR*

BOAT LOANS

Rate based on Credit Performance

 

NEW - 2016
60 Months    3.99% - 18.00% APR*
84 Months    5.99% - 18.00% APR*
120 Months  6.99% - 18.00% APR*  

2015-2006
48 Months   3.99% - 18.00% APR*
60 Months   4.99% - 18.00% APR*
84 Months   6.99% - 18.00% APR*

OVERDRAFT LOANS

18.00% APR*

                                                                             

RATES EFFECTIVE 01/01/2018 AND ARE SUBJECT TO CHANGE AT ANY TIME
*APR=ANNUAL PERCENTAGE RATE
**PERCENTAGE OF FEES MUST BE REIMBURSED TO CREDIT UNION ON HOME EQUITY LOANS IF PAID IN FULL WITHIN FIRST FOUR YEARS
  

0-percent

Check out these websites for more information:

http://consumerist.com/2007/03/30/dealerships-rip-you-off-with-the-four-square-heres-how-to-beat-it/

https://www.nasafcu.com/dealer-vs-credit-union-financing-calculator/